{"id":3945,"date":"2024-03-08T13:15:40","date_gmt":"2024-03-08T12:15:40","guid":{"rendered":"https:\/\/www.watio.fr\/guide\/?page_id=3945"},"modified":"2024-07-23T17:00:12","modified_gmt":"2024-07-23T15:00:12","slug":"la-convention-irsi-quest-ce-que-cest","status":"publish","type":"page","link":"https:\/\/www.watio.fr\/guide\/centre-daide\/guide-de-survie-en-copropriete\/la-convention-irsi-quest-ce-que-cest\/","title":{"rendered":"La convention IRSI : qu&rsquo;est ce que c&rsquo;est ?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3945\" class=\"elementor elementor-3945\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56a2f68b e-con-full e-flex e-con e-parent\" data-id=\"56a2f68b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2be20ca0 e-flex e-con-boxed e-con e-child\" data-id=\"2be20ca0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6220c2cb elementor-widget elementor-widget-heading\" data-id=\"6220c2cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><b>La convention IRSI sera la 1\u00e8re convention \u00e0 s'appliquer en cas de d\u00e9g\u00e2t des eaux (DDE) <\/b>survenu notamment dans un immeuble en copropri\u00e9t\u00e9.<br>Attachons-nous d\u00e9j\u00e0 la d\u00e9finition d'un DDE au sens de la convention IRSI : \"Dommages caus\u00e9s par l'eau \u00e0 l'exclusion des autres liquides et des eaux d'extinction.\"<br>Pour que cette convention s'applique, il faut qu'il y ait un DDE caract\u00e9ris\u00e9 dans l'immeuble et ayant g\u00e9n\u00e9r\u00e9 des dommages.\n<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3de1a790 elementor-widget elementor-widget-heading\" data-id=\"3de1a790\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Le champ d'application<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fb6c923 elementor-widget elementor-widget-text-editor\" data-id=\"4fb6c923\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cette <b>convention <\/b>s&rsquo;applique \u00e0 tous <b>types d&rsquo;immeuble<\/b> : locatif, en pleine propri\u00e9t\u00e9, en indivision, en copropri\u00e9t\u00e9, etc&#8230; Et <b>occup\u00e9 <\/b>\u00e0 <b>titre quelconque<\/b> : la convention peut s&rsquo;appliquer que l&rsquo;occupant soit un copropri\u00e9taire, un locataire, un occupant \u00e0 titre gratuit&#8230;<\/p><p>L&rsquo;IRSI <b>s&rsquo;appliquera <\/b>m\u00eame si le DDE\u00a0 a pris <b>naissance <\/b>dans l&rsquo;immeuble <b>voisin <\/b>ou <b>mitoyen <\/b>: par exemple, un copropri\u00e9taire occupant est victime de dommages par les eaux provenant de la rupture d&rsquo;une canalisation collective dans l&rsquo;immeuble locatif voisin.<\/p><p>Mais, la convention IRSI <strong>ne s&rsquo;appliquera pas<\/strong>, si la <strong>cause<\/strong> du DDE fait partie des <strong>causes exclues<\/strong> :<\/p><ul><li>Les <strong>infiltrations<\/strong> par fa\u00e7ades, murs enterr\u00e9s, menuiseries ext\u00e9rieures (ferm\u00e9es ou non)<\/li><li>Les <strong>p\u00e9n\u00e9trations d&rsquo;eau<\/strong> par les ouvertures des gaines de ventilation, les conduits de chemin\u00e9e, par absence ou destruction partielle de toiture, par toiture b\u00e2ch\u00e9e<\/li><li>Les ph\u00e9nom\u00e8nes de <strong>condensation<\/strong> ou <strong>d&rsquo;humidit\u00e9<\/strong> sans relation avec un d\u00e9g\u00e2t des eaux relevant de la pr\u00e9sence convention IRSI<\/li><li>Les <strong>eaux<\/strong> de ruissellement, d\u00e9bordements de cours d&rsquo;eau, remont\u00e9es de nappe phr\u00e9atique, refoulements d&rsquo;\u00e9gouts, inondations, dommages de mouille cons\u00e9cutifs \u00e0 la destruction totale ou partielle de la toiture dus aux temp\u00eates, gr\u00eales, poids de la neige ainsi que tout ph\u00e9nom\u00e8ne naturel (hors gel), que ces \u00e9v\u00e8nements donnent lieu ou non \u00e0 un arr\u00eat\u00e9 de catastrophes naturelles<\/li><li>Les <strong>fuites<\/strong> de canalisation d&rsquo;eau de toutes natures enterr\u00e9es au-del\u00e0 de l&rsquo;aplomb des murs des immeubles impliqu\u00e9s<\/li><li>Les <strong>\u00e9coulements<\/strong> de liquides autres que l&rsquo;eau<\/li><\/ul><div>\u00a0<\/div><p>Sont \u00e9galement <b>exclus <\/b>les sinistres, quelle qu&rsquo;en soit la <b>cause<\/b>, provoquant l&rsquo;apparition de <b>champignons lignivores<\/b> ou <b>d&rsquo;insectes xylophages<\/b>.<\/p><p>Pour que la convention s&rsquo;applique, il faut qu&rsquo;il y ait au moins <b>2 assureurs adh\u00e9rents<\/b> \u00e0 la convention en pr\u00e9sence : on retrouve g\u00e9n\u00e9ralement <b>l&rsquo;assureur du responsable<\/b> \u00e0 <b>l&rsquo;origine <\/b>du DDE et <b>l&rsquo;assureur de la victime<\/b> (celui qui subit le DDE).<\/p><p>Et afin la convention IRSI <b>s&rsquo;appliquera <\/b>\u00e0 partir du moment o\u00f9 le montant des <b>dommages mat\u00e9riels <\/b>et des <b>frais aff\u00e9rents <\/b>dans le local sinistr\u00e9 est <b>inf\u00e9rieur <\/b>\u00e0 <b>5 000 \u20ac HT<\/b> (<b>plafond <\/b>d&rsquo;application de la convention).\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-515c5021 elementor-widget elementor-widget-heading\" data-id=\"515c5021\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Le r\u00e9put\u00e9 garanti et l'assiette de d\u00e9termination de la Tranche<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4eece008 elementor-widget elementor-widget-text-editor\" data-id=\"4eece008\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Qu&rsquo;est-ce que la <b>convention <\/b>entend par <b>dommages mat\u00e9riels<\/b> et <b>frais aff\u00e9rents<\/b> ?<\/p><p>Cette convention a cr\u00e9\u00e9 un <b>r\u00e9put\u00e9 garanti<\/b> pour les assureurs des locaux privatifs et les assureurs des locaux communs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebf35cd elementor-widget elementor-widget-heading\" data-id=\"ebf35cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">L'assureur des locaux privatifs est r\u00e9put\u00e9 garantir<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28e5f13 elementor-widget elementor-widget-text-editor\" data-id=\"28e5f13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les <b>dommages mat\u00e9riels<\/b> suivants :<\/p><ul><li>Les <b>dommages<\/b> au <b>contenu<\/b><\/li><li>Les <b>dommages <\/b>aux <b>embellissements <\/b>en Valeur \u00e0 Neuf (VAN).<\/li><\/ul><div>VAN au sens de la convention il convient d&rsquo;admettre qu&rsquo;il s&rsquo;agit d&rsquo;une \u00ab\u00a0vraie\u00a0\u00bb valeur \u00e0 neuf, c&rsquo;est \u00e0 dire sans application d&rsquo;aucune v\u00e9tust\u00e9<\/div><div><ul><li>Les <b>dommages <\/b>aux <b>Parties Immobili\u00e8res Privatives <\/b>(<b>PIP<\/b>) en VAN<\/li><li>Les frais de <b>recherche de fuite<\/b><\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b182e47 elementor-widget elementor-widget-text-editor\" data-id=\"b182e47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les <b>frais aff\u00e9rents<\/b>\u00a0suivants :<\/p><ul><li>Les mesures <b>provisoires <\/b>et <b>conservatoires<\/b><\/li><li>Les mesures de <strong>sauvetage<\/strong><\/li><li>Les frais de <strong>d\u00e9placement<\/strong> des objets mobiliers<\/li><li>Les frais de <strong>d\u00e9molition<\/strong> et de <strong>d\u00e9blaiement<\/strong><\/li><li>Le <b>transport <\/b>de d\u00e9combres<\/li><li>Le <b>traitement <\/b>des d\u00e9chets<\/li><li>Les frais de <b>mise en conformit\u00e9<\/b><\/li><li>Les frais de <b>diagnostics obligatoires<\/b> limit\u00e9s \u00e0 la zone sinistr\u00e9e<\/li><\/ul><div>\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d50de9f elementor-widget elementor-widget-heading\" data-id=\"d50de9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">L'assureur des locaux communs est r\u00e9put\u00e9 garantir<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74cc8d4 elementor-widget elementor-widget-text-editor\" data-id=\"74cc8d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les <b>dommages mat\u00e9riels<\/b> suivants :<\/p><ul><li>Les <b>dommages <\/b>au <b>contenu<\/b> des parties <b>communes<\/b><\/li><li>Les <b>dommages <\/b>aux <b>parties communes<\/b> en <b>VAN<\/b><\/li><li>Les frais de <b>recherche de fuite<\/b><\/li><li>Les <b>dommages <\/b>aux <b>PIP <\/b>(parties immobili\u00e8res privatives) d&rsquo;un <b>copropri\u00e9taire occupant <\/b>ou <b>non occupant<\/b> qui ne serait pas assur\u00e9 \u00e0 <b>titre personnel<\/b><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c230578 elementor-widget elementor-widget-text-editor\" data-id=\"c230578\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les\u00a0<span style=\"font-weight: bold;\">frais aff\u00e9rents<\/span>\u00a0suivants :<\/p><ul style=\"font-size: 20px; background-color: #ffffff; --icon-space: 28px;\"><li style=\"font-size: 20px; padding-left: var(--icon-space);\">Les mesures\u00a0<span style=\"font-weight: bold;\">provisoires\u00a0<\/span>et\u00a0<span style=\"font-weight: bold;\">conservatoires<\/span><\/li><li style=\"font-size: 20px; padding-left: var(--icon-space);\">Les mesures de\u00a0<span style=\"font-weight: bolder;\">sauvetage<\/span><\/li><li style=\"font-size: 20px; padding-left: var(--icon-space);\">Les frais de\u00a0<span style=\"font-weight: bolder;\">d\u00e9placement<\/span>\u00a0des objets mobiliers<\/li><li style=\"font-size: 20px; padding-left: var(--icon-space);\">Les frais de\u00a0<span style=\"font-weight: bolder;\">d\u00e9molition<\/span>\u00a0et de\u00a0<span style=\"font-weight: bolder;\">d\u00e9blaiement<\/span><\/li><li style=\"font-size: 20px; padding-left: var(--icon-space);\">Le\u00a0<span style=\"font-weight: bold;\">transport\u00a0<\/span>de d\u00e9combres<\/li><li style=\"font-size: 20px; padding-left: var(--icon-space);\">Le\u00a0<span style=\"font-weight: bold;\">traitement\u00a0<\/span>des d\u00e9chets<\/li><li style=\"font-size: 20px; padding-left: var(--icon-space);\">Les frais de\u00a0<span style=\"font-weight: bold;\">mise en conformit\u00e9<\/span><\/li><li style=\"font-size: 20px; padding-left: var(--icon-space);\">Les frais de\u00a0<span style=\"font-weight: bold;\">diagnostics obligatoires<\/span>\u00a0limit\u00e9s \u00e0 la zone sinistr\u00e9e<\/li><\/ul><div>\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-499572f elementor-widget elementor-widget-text-editor\" data-id=\"499572f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le texte conventionnel pr\u00e9cise que :<\/p><ul><li>Les <strong>franchises<\/strong><\/li><li><strong>R\u00e8gles proportionnelles de primes<\/strong><\/li><li><strong>Plafonds<\/strong> et <strong>conditions de garantie<\/strong>, quels que soient leurs <strong>montants<\/strong><\/li><\/ul><p>Sont <strong>inopposables<\/strong> pour les <strong>dommages mat\u00e9riels<\/strong> et les <strong>frais aff\u00e9rents<\/strong>.<\/p><p>Autrement dit cette convention oblige donc les assureurs qui sont d\u00e9sign\u00e9s pour prendre en charge les dommages (cf. paragraphe D et E) \u00e0 aller au-del\u00e0 des dispositions de leurs contrats.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-677f6725 e-flex e-con-boxed e-con e-child\" data-id=\"677f6725\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-608b84fe e-flex e-con-boxed e-con e-child\" data-id=\"608b84fe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4cd10b6c elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"4cd10b6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-eye\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288 144a110.94 110.94 0 0 0-31.24 5 55.4 55.4 0 0 1 7.24 27 56 56 0 0 1-56 56 55.4 55.4 0 0 1-27-7.24A111.71 111.71 0 1 0 288 144zm284.52 97.4C518.29 135.59 410.93 64 288 64S57.68 135.64 3.48 241.41a32.35 32.35 0 0 0 0 29.19C57.71 376.41 165.07 448 288 448s230.32-71.64 284.52-177.41a32.35 32.35 0 0 0 0-29.19zM288 400c-98.65 0-189.09-55-237.93-144C98.91 167 189.34 112 288 112s189.09 55 237.93 144C477.1 345 386.66 400 288 400z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66ad9a86 elementor-widget elementor-widget-heading\" data-id=\"66ad9a86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Exemple<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70625503 e-flex e-con-boxed e-con e-child\" data-id=\"70625503\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-446caf2 elementor-widget elementor-widget-spacer\" data-id=\"446caf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12549dc8 elementor-widget elementor-widget-text-editor\" data-id=\"12549dc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Un assureur qui n&rsquo;aurait pas pr\u00e9vu dans son contrat \u00ab\u00a0les frais de mise en conformit\u00e9\u00a0\u00bb serait tenu, dans le cadre de la convention IRSI de les prendre en charge.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d66e6b elementor-widget elementor-widget-text-editor\" data-id=\"4d66e6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ces dispositions <b>ne sont pas applicables<\/b> aux <b>dommages que l&rsquo;assur\u00e9 se cause \u00e0 lui-m\u00eame<\/b>.<\/p><p>En effet, l&rsquo;assur\u00e9 qui est l&rsquo;auteur de des ses <b>propres dommages<\/b> ne peut pas b\u00e9n\u00e9ficier des <b>dispositions <\/b>de la convention et sera <b>indemnis\u00e9 <\/b>conform\u00e9ment aux dispositions de son <b>contrat<\/b>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1275afb e-flex e-con-boxed e-con e-child\" data-id=\"1275afb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0b568a8 e-flex e-con-boxed e-con e-child\" data-id=\"0b568a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1b0a1d elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"f1b0a1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-eye\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288 144a110.94 110.94 0 0 0-31.24 5 55.4 55.4 0 0 1 7.24 27 56 56 0 0 1-56 56 55.4 55.4 0 0 1-27-7.24A111.71 111.71 0 1 0 288 144zm284.52 97.4C518.29 135.59 410.93 64 288 64S57.68 135.64 3.48 241.41a32.35 32.35 0 0 0 0 29.19C57.71 376.41 165.07 448 288 448s230.32-71.64 284.52-177.41a32.35 32.35 0 0 0 0-29.19zM288 400c-98.65 0-189.09-55-237.93-144C98.91 167 189.34 112 288 112s189.09 55 237.93 144C477.1 345 386.66 400 288 400z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c892926 elementor-widget elementor-widget-heading\" data-id=\"c892926\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Exemple<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-484974e e-flex e-con-boxed e-con e-child\" data-id=\"484974e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d0b299 elementor-widget elementor-widget-spacer\" data-id=\"4d0b299\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-511fdca elementor-widget elementor-widget-text-editor\" data-id=\"511fdca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Un copropri\u00e9taire occupant laisse d\u00e9border sa baignoire occasionnant des dommages \u00e0 des biens mobiliers et des embellissements dans son appartement. La convention ne peut pas s&rsquo;appliquer dans la mesure o\u00f9 il y a un seul assureur en pr\u00e9sence.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-130822d elementor-widget elementor-widget-text-editor\" data-id=\"130822d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Comment l&rsquo;assureur gestionnaire d&rsquo;un local sinistr\u00e9 va <strong>calculer l&rsquo;assiette de d\u00e9termination de la tranche<\/strong> ?<\/p>\n<p>Petit rappel : la convention IRSI dont le plafond d&rsquo;application est de 5 000 \u20ac HT pour les dommages mat\u00e9riels et les frais aff\u00e9rents, est constitu\u00e9e par 2 tranches :<\/p>\n<ul>\n<li><strong>Tranche 1 avec renonciation \u00e0 recours<\/strong> : pour les locaux sinistr\u00e9s dont les dommages mat\u00e9riels et les frais aff\u00e9rents sont inf\u00e9rieurs \u00e0 1 600 \u20ac HT.<\/li>\n<li><b>Tranche 2 avec recours<\/b> : pour les locaux sinistr\u00e9s dont les dommages mat\u00e9riels et les frais aff\u00e9rents sont compris entre 1600 \u20ac HT et 5000 \u20ac HT.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ca1f5d elementor-widget elementor-widget-text-editor\" data-id=\"9ca1f5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b><a href=\"https:\/\/www.watio.fr\/guide\/centre-daide\/guide-de-survie-en-copropriete\/lassureur-gestionnaire-cest-quoi\/\">L&rsquo;assureur gestionnaire <\/a>d&rsquo;un local privatif<\/b> \u00e9valuera les <b>dommages<\/b>, en fonction des \u00e9l\u00e9ments <b>chiffr\u00e9s <\/b>communiqu\u00e9s par son <b>assur\u00e9<\/b>. Son \u00e9valuation sera bas\u00e9e sur le <b><a href=\"https:\/\/www.watio.fr\/guide\/centre-daide\/gerer-un-litige-lors-dun-degat-des-eaux\/repute-garanti-ca-vaut-dire-quoi\/\">r\u00e9put\u00e9 garanti<\/a><\/b>. Il devra donc \u00e9valuer hors TVA :<\/p><p>Pour les <b>dommages mat\u00e9riels <\/b>:<\/p><ul><li>Les dommages aux embellissements et aux parties immobili\u00e8res privatives en Valeur \u00e0 Neuf (VAN)<\/li><li>Les dommages au contenu v\u00e9tust\u00e9 d\u00e9duite<\/li><li>Les frais de recherche de fuite si c&rsquo;est lui qui les a pris en charge<\/li><\/ul><div>\u00a0<\/div><p>Pour les <b>frais aff\u00e9rents <\/b>:<\/p><ul><li>Les frais pr\u00e9vus au r\u00e9put\u00e9 garanti d\u00e8s lors qu&rsquo;ils sont justifi\u00e9s<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2167126 elementor-widget elementor-widget-text-editor\" data-id=\"2167126\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>L&rsquo;assureur gestionnaire d&rsquo;un local commun\u00a0<\/b>\u00e9valuera les <b>dommages<\/b>, en fonction des \u00e9l\u00e9ments <b>chiffr\u00e9s <\/b>communiqu\u00e9s par son <b>assur\u00e9<\/b>. Son \u00e9valuation sera bas\u00e9e sur le <b><a href=\"https:\/\/www.watio.fr\/guide\/centre-daide\/gerer-un-litige-lors-dun-degat-des-eaux\/repute-garanti-ca-vaut-dire-quoi\/\">r\u00e9put\u00e9 garanti<\/a><\/b>. Il devra donc \u00e9valuer hors TVA :<\/p><p>Pour les <b>dommages mat\u00e9riels <\/b>:<\/p><ul><li>Les dommages aux parties immobili\u00e8res communes en Valeur \u00e0 Neuf (VAN)<\/li><li>Les dommages au contenu des parties communes v\u00e9tust\u00e9 d\u00e9duite<\/li><li>Les frais de recherche de fuite si c&rsquo;est lui qui les a pris en charge<\/li><\/ul><div>\u00a0<\/div><p>Pour les <b>frais aff\u00e9rents <\/b>:<\/p><ul><li>Les frais pr\u00e9vus au r\u00e9put\u00e9 garanti d\u00e8s lors qu&rsquo;ils sont justifi\u00e9s<\/li><\/ul><div>\u00a0<\/div><div>Chaque assureur de local sinistr\u00e9, \u00e0 l&rsquo;issue de ce calcul pourra d\u00e9terminer si les dommages rel\u00e8vent de la Tranche 1 ou de la Tranche 2. Plus de d\u00e9tail au paragraphe D. et E.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-707f1 elementor-widget elementor-widget-heading\" data-id=\"707f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">La recherche de fuite<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e8a66f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"2e8a66f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/page\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">En savoir plus<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5694c3 e-flex e-con-boxed e-con e-child\" data-id=\"b5694c3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f5e462b e-flex e-con-boxed e-con e-child\" data-id=\"f5e462b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d1d9cf elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3d1d9cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-eye\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288 144a110.94 110.94 0 0 0-31.24 5 55.4 55.4 0 0 1 7.24 27 56 56 0 0 1-56 56 55.4 55.4 0 0 1-27-7.24A111.71 111.71 0 1 0 288 144zm284.52 97.4C518.29 135.59 410.93 64 288 64S57.68 135.64 3.48 241.41a32.35 32.35 0 0 0 0 29.19C57.71 376.41 165.07 448 288 448s230.32-71.64 284.52-177.41a32.35 32.35 0 0 0 0-29.19zM288 400c-98.65 0-189.09-55-237.93-144C98.91 167 189.34 112 288 112s189.09 55 237.93 144C477.1 345 386.66 400 288 400z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-caff520 elementor-widget elementor-widget-heading\" data-id=\"caff520\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Exemple<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ce2d8a7 e-flex e-con-boxed e-con e-child\" data-id=\"ce2d8a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a216974 elementor-widget elementor-widget-spacer\" data-id=\"a216974\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea6d090 elementor-widget elementor-widget-text-editor\" data-id=\"ea6d090\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Par exemple, la pr\u00e9sence d&rsquo;une odeur d&rsquo;humidit\u00e9 dans un immeuble qui inciterait un syndic \u00e0 faire proc\u00e9der \u00e0 des investigations, un \u00e9coulement d&rsquo;eau dont l&rsquo;origine est ind\u00e9termin\u00e9e mais ne g\u00e9n\u00e9rant aucun dommage car l&rsquo;eau s&rsquo;infiltre dans le sol&#8230;\u00a0<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a089348 elementor-widget elementor-widget-heading\" data-id=\"6a089348\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">La gestion en Tranche 1 (T1) : Renonciation \u00e0 recours sauf pour les sinistres r\u00e9p\u00e9titifs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddabf68 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ddabf68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/page\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">01 89 31 82 24<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75463b71 elementor-widget elementor-widget-heading\" data-id=\"75463b71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">La gestion en Tranche 2 (T2)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15f2914 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"15f2914\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/page\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">En savoir plus<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c77faf6 elementor-align-center elementor-widget elementor-widget-global elementor-global-4665 elementor-widget-button\" data-id=\"c77faf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/constat\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">MON CONSTAT EN LIGNE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc0a360 elementor-widget elementor-widget-text-editor\" data-id=\"bc0a360\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le constat de d\u00e9g\u00e2t des eaux par WATIO<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74cf6d5 e-flex e-con-boxed e-con e-child\" data-id=\"74cf6d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5ed99f9 e-flex e-con-boxed e-con e-child\" data-id=\"5ed99f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f27c0fb elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"f27c0fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-eye\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288 144a110.94 110.94 0 0 0-31.24 5 55.4 55.4 0 0 1 7.24 27 56 56 0 0 1-56 56 55.4 55.4 0 0 1-27-7.24A111.71 111.71 0 1 0 288 144zm284.52 97.4C518.29 135.59 410.93 64 288 64S57.68 135.64 3.48 241.41a32.35 32.35 0 0 0 0 29.19C57.71 376.41 165.07 448 288 448s230.32-71.64 284.52-177.41a32.35 32.35 0 0 0 0-29.19zM288 400c-98.65 0-189.09-55-237.93-144C98.91 167 189.34 112 288 112s189.09 55 237.93 144C477.1 345 386.66 400 288 400z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10b5617 elementor-widget elementor-widget-heading\" data-id=\"10b5617\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Exemple<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-870696c e-flex e-con-boxed e-con e-child\" data-id=\"870696c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7c53a8 elementor-widget elementor-widget-spacer\" data-id=\"f7c53a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0f0541 elementor-widget elementor-widget-text-editor\" data-id=\"e0f0541\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>En cas de fuite dans les parties communes, le syndic de copropri\u00e9t\u00e9 devra \u00e9galement signer ce constat amiable de d\u00e9g\u00e2t des eaux. Pensez \u00e0 utiliser la solution WATIO pour remplir le constat de d\u00e9g\u00e2t des eaux en ligne.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f91936 elementor-widget elementor-widget-global elementor-global-5136 elementor-widget-text-editor\" data-id=\"1f91936\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>xx<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>La convention IRSI sera la 1\u00e8re convention \u00e0 s&rsquo;appliquer en cas de d\u00e9g\u00e2t des eaux (DDE) survenu notamment dans un immeuble en copropri\u00e9t\u00e9.Attachons-nous d\u00e9j\u00e0 la d\u00e9finition d&rsquo;un DDE au sens de la convention IRSI : \u00ab\u00a0Dommages caus\u00e9s par l&rsquo;eau \u00e0 l&rsquo;exclusion des autres liquides et des eaux d&rsquo;extinction.\u00a0\u00bbPour que cette convention s&rsquo;applique, il faut qu&rsquo;il [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3988,"parent":477,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3945","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La convention IRSI : qu&#039;est ce que c&#039;est ? 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